This Father's Day I spent the afternoon in Hassocks with my mum & dad, grandad & grandma. We came onto the topic of buying my own place and saving. This is something I've been saying I wanted to do for several years now but I've always become disheartened by the huge mountain that there was to climb, or found something shiny or more exciting to spend my money on.
Today I've decided it's time to knuckle down and get on with it. It may take me five years or hopefully if I save hard, it will take me three years. The plan is to reach £15K, to enable me to look into shared ownership. It's going to be a massive challenge, but as today's motivation points out:
"If it doesn't challenge you, it won't change you".
I've been taught that all goals should stretch you but also be SMART - specific, measurable, attainable, relevant and time-bound. Soo this is my SMART goal:
To save £15K to put down as a deposit on my own home within 3 years of writing this blog post.
The hope is by making this public pledge on my blog I will feel more bound and committed to achieve it - wish me luck! Oh... and if you have any money-saving tips please leave me a comment with them to help we with my challenge!